:root{--navy:#0b2540;--blue:#1b6ca8;--teal:#19a7a0;--ink:#1c2a39;--muted:#5b6b7b;--bg:#fff;--alt:#f3f7fa;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
.wrap{width:min(1120px,92%);margin:0 auto}
a{color:var(--blue)}
h1,h2,h3{line-height:1.2;color:var(--navy)}
h1{font-size:clamp(2rem,5vw,3.4rem);max-width:18ch}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);margin-bottom:1rem}
h3{font-size:1.1rem;margin-bottom:.4rem}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--teal);margin-bottom:.7rem}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid #e3eaf0}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.15rem}
.nav{display:flex;align-items:center;gap:1.6rem}
.nav a{text-decoration:none;color:var(--ink);font-weight:500}
.nav a:hover{color:var(--blue)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s}

.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:.85rem 1.6rem;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid var(--blue);cursor:pointer;font-size:1rem;transition:.2s}
.btn:hover{background:var(--navy);border-color:var(--navy)}
.btn-small{padding:.5rem 1.1rem}
.btn-ghost{background:transparent;color:#fff!important;border-color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)!important;border-color:#fff}

.hero{position:relative;background:linear-gradient(135deg,var(--navy),#12507f 60%,#1b8aa0);color:#fff;padding:110px 0 150px;overflow:hidden}
.hero h1{color:#fff}
.hero .eyebrow{color:#7fe3dd}
.lead{font-size:1.2rem;max-width:56ch;margin:1.2rem 0 2rem;color:#dbe8f3}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap}
.hero .btn:not(.btn-ghost){background:var(--teal);border-color:var(--teal)}
.hero .btn:not(.btn-ghost):hover{background:#fff;color:var(--navy)!important;border-color:#fff}
.waves{position:absolute;left:0;bottom:-1px;width:100%;height:90px}

.stats{margin-top:-40px;position:relative;z-index:2}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;background:#fff;border-radius:var(--radius);box-shadow:0 12px 40px rgba(11,37,64,.12);padding:2rem}
.stats-grid div{text-align:center}
.stats-grid strong{display:block;font-size:2.2rem;color:var(--blue)}
.stats-grid span{color:var(--muted);font-size:.92rem}

.section{padding:96px 0}
.section-alt{background:var(--alt)}
.section-dark{background:var(--navy);color:#cfe0ee}
.section-dark h2,.section-dark h3{color:#fff}
.two-col{display:grid;grid-template-columns:1fr 1.2fr;gap:3rem;align-items:start}
.prose p{margin-bottom:1rem;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-top:2.2rem}
.card{background:#fff;border-radius:var(--radius);padding:1.8rem;box-shadow:0 4px 18px rgba(11,37,64,.07);transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(11,37,64,.14)}
.card svg{width:46px;height:46px;color:var(--teal);margin-bottom:1rem}
.card p{color:var(--muted);font-size:.96rem}
.checks{list-style:none}
.checks li{padding:.9rem 0 .9rem 2.2rem;border-bottom:1px solid #e3eaf0;position:relative;color:var(--muted)}
.checks li::before{content:"";position:absolute;left:0;top:1.15rem;width:1.1rem;height:1.1rem;border-radius:50%;background:var(--teal)}
.checks li::after{content:"";position:absolute;left:.38rem;top:1.28rem;width:.28rem;height:.5rem;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.checks strong{color:var(--navy)}
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;margin-top:2.2rem}
.steps li{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:1.6rem}
.steps span{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;margin-bottom:1rem}
.contact-list{list-style:none;margin-top:1.4rem}
.contact-list li{margin-bottom:.5rem;color:var(--muted)}
.form{background:var(--alt);padding:2rem;border-radius:var(--radius);display:grid;gap:1rem}
.form label{display:grid;gap:.35rem;font-weight:600;font-size:.92rem;color:var(--navy)}
.form input,.form select,.form textarea{font:inherit;padding:.75rem .9rem;border:1px solid #cdd9e4;border-radius:10px;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--blue);border-color:transparent}
.form-note{min-height:1.4em;font-size:.92rem}
.form-note.ok{color:#0a7d5a}.form-note.err{color:#b3261e}
.site-footer{background:#07182b;color:#9db3c7;padding:1.6rem 0;font-size:.92rem}
.footer-inner{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.site-footer a{color:#9db3c7}

@media (max-width:900px){
 .cards{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr 1fr}
 .two-col{grid-template-columns:1fr}
 .stats-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:680px){
 .nav-toggle{display:block}
 .nav{position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:1.2rem 4%;gap:1rem;border-bottom:1px solid #e3eaf0;display:none}
 .nav.open{display:flex}
 .cards,.steps{grid-template-columns:1fr}
 .section{padding:68px 0}
 .hero{padding:80px 0 130px}
}